Deactivate this feature, and the bank will decline any overdraft transactions instead of approving the transaction and charging a $35 fee. Wells Fargo also offers a debit card overdraft service that allows you to indicate whether the bank can approve debit card transactions if you do not have enough funds in your account. This may result in Wells Fargo reversing overdraft fees. If a direct deposit hits your checking account by 9 a.m., the bank will recalculate your balance and review overdraft transactions from the previous business day. You can also avoid overdraft fees using Overdraft Rewind, a free feature included with all Wells Fargo checking accounts. Wells Fargo will charge a $12.50 fee per overdraft transfer. Sign up for overdraft protection, and Wells Fargo will cover your overdrawn checking account by transferring the overdrawn amount from your savings account to your checking account. Avoid overdraft fees at Wells Fargo by monitoring your account balance regularly. Clear Access Banking has no overdraft fees. Wells Fargo charges up to three overdraft fees of $35 per day for most of its checking accounts. How To Avoid Wells Fargo’s Overdraft Fees Clear Access Banking: Fee waived if account holder is 13 to 24 years old.Way2Save Savings: Fee waived if account holder is under the age of 18 (or under the age of 19 in Alabama) or if there are qualifying automatic transactions made from your checking account.In some cases, you can also have the monthly fee waived by meeting other qualifications: Preferred Checking: Link to a Wells Fargo home mortgage account. Overdraft fees levied up to three times daily: Wells Fargo charges a 35 overdraft fee for its Debit Card Overdraft Service every time you overdraw your account.Everyday Checking: Students can link to a Wells Fargo Campus ATM or Campus Debit Card.You can also avoid the monthly checking fee by linking another Wells Fargo account: Your mobile carriers message and data rates may apply. Availability may be affected by your mobile carriers coverage area. Preferred Checking: Aggregate direct deposits of $1,000 or more monthly You must be the primary account holder of an eligible Wells Fargo consumer account with a FICO ® Score available, and enrolled in Wells Fargo Online®. ![]() Everyday Checking: Aggregate direct deposits of $500 or more monthly.Sign Up for Qualifying Direct DepositsĪnother way to avoid paying the monthly service fee for certain Wells Fargo checking accounts is to sign up for qualifying direct deposits and meet the direct deposit minimum. ![]() Earn Perks With A New Checking Account 2.
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